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Currency & Banking
Every drop of honey in Paradise Cove has value, and the Cove runs on three currencies. Learn what each one does, how to earn it, and how to keep it safe, and you'll never be caught short at the marketplace.
This guide covers the three currencies, how the Cove's bank protects your wealth, how to fund your town, and where the Store fits in.
The Three Currencies
| Currency | What it is | How you earn it | What it buys |
|---|---|---|---|
| Gold | The Cove's main currency. Everything in day-to-day life runs on it. | Working a job, selling goods, completing quests, voting, mob drops, and AFK rewards. | Items at shops and the Auction House, town upkeep, and most player-to-player trades. |
| Nectar | The premium currency. Rarer, sweeter, and reserved for the good stuff. | Quests, achievements, refining honey, voting goals, and the Store. | Premium cosmetics, exclusive perks, and special unlocks. |
| JartonCoins | The Battle Pass currency. | Earned by progressing through the Battle Pass. | Battle Pass tiers, rewards, and pass-exclusive items. |
Start with Gold
If you're new, focus on Gold first. Take a job, sell what you gather, and vote daily. Nectar and JartonCoins will follow naturally as you complete quests and climb the Battle Pass.
Banking Your Gold
The Cove has a bank, and using it is the single most important habit a smart player can build.
Here's the rule that matters most:
Carried Gold can be lost on death
Gold sitting in your pocket is at risk. When you die, you drop a portion of your unbanked Gold. Banked Gold is completely safe. Wandering into the wild, diving into a cave, or stepping into PvP with a full pocket is a gamble you don't need to take.
How to bank
- Head to a bank terminal in the Cove (look for them around spawn and major hubs).
- Interact with the terminal to open your account.
- Deposit the Gold you want to keep safe. It's now protected, no matter what happens to you out there.
- Withdraw whenever you need spending money for a trade or a trip.
The flow is simple: earn Gold, bank Gold, withdraw only what you plan to spend or risk.
Bank before risky trips
Before you head into the wild, a dangerous cave, or a PvP zone, deposit your Gold. Carry only what you're willing to lose. It takes ten seconds and saves you a fortune.
Your Town's Bank
If you're part of a town, it has its own shared account, and it's separate from your personal Gold. Towns need funds to stay claimed and cover their upkeep, so keeping the town bank healthy keeps your home on the map.
/town depositmoves your Gold into the town's shared account to help fund it./town withdrawpulls funds back out (if you have permission).
Pitching in with /town deposit is how a town survives. A well-funded town never falls to ruin.
The Store
The Cove is kept buzzing thanks to the Store, where real-money purchases support the server. There you'll find Nectar, ranks, cosmetics, and crate keys. Buying from the Store is the best way to back the server while picking up perks for yourself. Have a look around when you're ready to support the Cove.
Meet the Banker
Early in your journey, the questline introduces Beatrice, the Cove's banker. She'll walk you through your first deposit and show you why keeping your Gold safe matters. Follow her lead, and you'll have banking down before your first dangerous adventure. See the story guide for more.
Why This All Matters
- Banking protects your wealth. Death has a price; the bank makes that price zero.
- The death penalty is real. Unbanked Gold is fair game when you fall. Plan around it.
- Funded towns endure.
/town depositkeeps your community alive and claimed.
Manage your Gold well and Paradise Cove becomes a much sweeter place to live.
Commands
/town deposit— add Gold to your town's shared bank/town withdraw— take Gold out of your town's bank (with permission)- Visit a bank terminal to deposit and withdraw your personal Gold
Related Guides
- Jobs — the steadiest way to earn Gold
- Shops & Selling — turn your goods into Gold
- Voting — daily Gold and Nectar goals
- AFK Pool — passive Gold while you're away
- Towns — your shared community and its bank